By pre-selling ≈1,500 sqft of your back yard to us, we cover $200,000 of your mortgage. We take care of everything, and you enjoy your new home 🏡.
No money? No problem! 💸
You don't need to have savings or put any money out of pocket. It's zero cost to you.
Reduce your monthly payments by subtracting $200,000💰 from your mortgage on day 1.
We take care of all legal requirements and city permits. You just enjoy your new home 🏡
Once you close on your new home, we pay $200k in cash to cover your downpayment and part of your mortgage.
We then split off part of your yard into a separate and completely private lot.
After you close on your new home, we split off part of your yard into a separate and completely private lot.
Ensure the home you want is eligible, buy it and we'll take care of the rest.
Ensure the house you are looking to buy is eligible by reaching out to us. We will confirm within 24 hours.
Make an offer. Once accepted, use our commitment letter to secure financing for the remainder. We'll send $200k in cash directly to escrow.
We will work with the city to get permits approved and split your back yard into a separate and completely private lot. There's nothing you need to do - we'll take care of everything.
Our process begins with an assessment of your financial situation. Once we confirm you are eligible, you can look for homes that suit your needs just like you regularly would. When you find a home that you like, you can confirm whether it's eligible for the program by reaching out to us. We usually respond in less than 24 hours.
You'll get our cash as soon as you close on the home. We'll then work with the city to split the lot, develop it and sell it.
We will build a new home, most likely an ADU (accessory dwelling unit). We will not build any commercial real estate.
We will build a fence (6' tall) and add landscaping to ensure privacy for your family.
Following the lot split, we generally expect the value of your existing property will decrease by 5%. As part of our process, an independent appraisal is conducted to determine your home’s new value
As of today, we are limited to California only. We are focusing on cities that have adopted Assembly Bill 1033, such as San Jose. This allows us to easily split the lot and get our money back in a matter of months.
Very little! Our goal is to take as little of your time as possible. Our dedicated team works efficiently to make the process quick and easy for you. All you’ll need to do is sign some paperwork once you agree to move ahead with the process.
Yard Trades helps families buy homes with zero down payment by pre-purchasing some of their backyard. We manage the entire process, ensuring they receive the cash without any hassle.
+1 (510) 426 3912
Mon - Fri, 9 AM - 6 PM PST
hello@yardtrades.com